Business Loans

Agribusiness Loans

Product Features:

• Funds available for purchasing new or used equipment, vehicles or other capital expenditures.   
• Loans can be either unsecured or secured by your business assets.
• Competitive fixed or variable interest rates with maturities up to 5 years.    
• Operating lines of credit to help you balance your cash flow needs.
• Farm & Ranch loans secured by real estate, long- and short-term with fixed or variable interest rates.          
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a complete loan package.

SBA 504 and 7(a) Loans

Product Features:

• Funds available for a variety of business purposes, including purchase of real estate, acquisition/expansion, refinance existing debt, working capital, and more.
• Flexible collateral requirements.
• Longer repayment terms and competitive rates.
• Our lending team can help you determine if an SBA loan is right for you and will ensure a fast and smooth process.

Commercial Equipment Loans

Product Features:

• Funds available for purchasing new or used equipment, vehicles or other capital expenditures.
• Loans can be either unsecured or secured by your business assets.
• Competitive fixed or variable interest rates with maturities up to 5 years.
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a completed loan package.

Commercial Revolving Lines of Credit

Product Features:

• Funds available to meet your short-term working capital needs as your accounts receivable and inventories grow.
• Lines can be either unsecured or secured by your business assets.
• Competitive variable interest rates and monthly interest only payments.
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a completed loan package.

Commercial Construction Loans

Product Features:

• Funds for the construction of both owner occupied and investor commercial property, or to pay for major renovations of your existing property.
• Funds for the purchase of vacant commercial property that will be used for future expansion of your business
• Competitive interest rates and loan terms.
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a completed loan package.

Commercial Real Estate Loans

Product Features:

• Funds to purchase or refinance commercial property.
• Different loan programs where the loan to value ranges from 75% to 90% (we offer the SBA 504 program)
• Competitive interest rates and terms.
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a completed loan package.

Multi-Family Real Estate Loans

Product Features:

• Funds for the purchase or refinance of real estate with 5 or more living units.
• Competitive interest rates and loan terms.
• A member of our lending team will meet with you personally, and their goal is to give you a decision within 24 hours of receiving a completed loan package.

Business Credit Cards

Platinum Edition or Platinum Rewards Account Features:

• No Annual Fee
• Introductory APR for Purchases & Balance Transfers
• Online Account Management at MyCardStatements.com
• Fraud Monitoring

Company Expense Charge Card Account Features:

• No Annual Fee
• Pay-in-Full Monthly
• Higher Spending Limits
• Authorized User at No Extra Charge
• Balance Transfer Option
• Online Account Management at MyCardStatements.com
• Fraud Monitoring
• Click here for an application

This card is issued by TCM Bank, N.A., application is subject to credit approval

To learn more about our loan products, contact our lending team or stop in at one of our branches

All loans subject to credit approval

Contact us to get started