Business Loans

Agribusiness Loans

Account Features:

  • Funds available for purchasing new or used equipment, vehicles or other capital expenditures  
  • Loans can be either unsecured or secured by your business assets
  • Very competitive fixed or variable interest rates with maturities up to 5 years     
  • Operating lines of credits to help you balance your cash flow needs          
  • Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Commercial Equipment Loans

Account Features:

  • Funds available for purchasing new or used equipment, vehicles or other capital expenditures
  • Loans can be either unsecured or secured by your business assets
  • Very competitive fixed or variable interest rates with maturities up to 5 years
  • Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Commercial Revolving Lines of Credit

Account Features:

  • Funds available to meet your short term working capital needs as your account receivables and inventories grow
  • Loans can be either unsecured or secured by your business assets
  • Very competitive variable interest rates and monthly interest only payments with flexible maturities
  • Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Commercial Real Estate Construction Loans

Account Features:

  • Funds for the construction of new owner occupied commercial property or to pay for major renovations of your existing property
  • Funds for the purchase of vacant commercial property that will be used for future expansion of your business
  • Very competitive interest rates and loan terms
  • Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Commercial Real Estate Loans

Account Features:

  • Funds to purchase or refinance new or used commercial property
  • Different loan programs where the loan to value ranges from 75% to 90% (we offer the SBA 504 program)
  • Very competitive interest rates and loan terms that do not have any pre-payment penalties
  • Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Business Credit Cards

Platinum Edition or Platinum Rewards Account Features:

  • No Annual Fee
  • Introductory APR for Purchases & Balance Transfers
  • Online Account Management at MyCardStatements.com
  • Fraud Monitoring

Company Expense Charge Card Account Features:

This card is issued by TCM Bank, N.A., application is subject to credit approval

To learn more about our products, visit a Loan Officer at any of our branches or call (805) 922-2900.

All loans subject to credit approval